Anglin confirms April deficit and growing spending
(CNS): Public finances continue to be in trouble, and the new government is facing a looming crisis as demands on public services grow. At an eleventh-hour meeting of Finance Committee on Friday, the Cayman Islands Government approved over $45 million of additional spending on healthcare provision and welfare to enable it to pay bills. An increase in demand from families in need and the healthcare bill for indigents comes as the new finance minister, Rolston Anglin, confirmed that there was a deficit in April of over CI$22 million.
The opposition raised objections about receiving just 22 hours’ notice for the meeting, but Anglin rejected Deputy PPM Leader Kenneth Bryan’s attempt to get it shifted to Monday. The finance minister made it clear that the money was needed so the CIG could pay its bills this month, and that the meeting could not wait because civil servants had to have the authority to spend money this week.
Juliana O’Connor Connolly was the only member of Finance Committee unable to make the meeting. Therefore, the people were adequately represented by the 18 members present, the minister said.
As he explained what the money was needed for, he also spelt out the current state of the CIG’s finances, which he said would be running a deficit for the rest of the year. He said that for April, there was a reported deficit of CI$22.1 million, which is double the deficit for the same month last year.
“While the operating surplus of $262.1 million at the end of March 2025 is commendable, it is important to recognise that this amount will be depleted over the remainder of the year due to the monthly deficits between April and December,” he told his colleagues. He noted that the potential deficit that will accumulate this year was due to the $58 million the previous Cabinet added to the first four months of this year’s spending plan.
Anglin said the forecast deficit, currently around $26 million, could increase unless corrective action is taken by the government. He said that to maintain its “financial stability and return to prudent fiscal responsibility”, the new coalition has begun taking corrective action with the aim of “curtailing expenditure during the remainder of this year and rolling out planned legislation” that had been expected to generate additional income but wasn’t implemented by the previous administration.
Explaining why this additional money was needed now, despite efforts to cut spending, Anglin stated that $14.4 million was allocated for financial assistance due to the rising cost of living and the challenges many Caymanians face in affording basic expenses and coping with economic hardships.
He also said that the number of families receiving help was increasing. As of April, there were 1,724 households receiving financial assistance, 1,000 of which receive long-term help. However, the social development ministry confirmed that the entire $12 million appropriated for financial assistance in 2025 had been fully exhausted, and no further payments could be made until the committee approves the additional funds.
The members also voted to allocate $8.25 million for medical care for indigents and $20.54 million for tertiary medical care, locally or overseas, for Caymanians who are either uninsured or inadequately covered.
However, the finance minister warned that the additional funds for healthcare would not be enough to see them through the whole year, and they were expecting to come back in September to vote for more money. Given the increasing number of recipients and growing healthcare costs, more funds would be needed by then, he said, as he stressed the need for the government to provide more realistic budget forecasting for these expenditures in the future.
It became clear during the meeting that the previous Cabinet had deliberately under-budgeted for these items to divert funds for other projects. As the members of the last three Cabinets, many of whom are now on the opposition benches, argued over who was to blame, in the end there was broad acceptence that in future budgets had to be more realistic about the money that the CIG has to spend on welfare, given the rising cost of living, especially soaring healthcare costs.
See the full proceedings on CIGTV’s YouTube Channel and the appropriations bill below:
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Category: Government Finance, Politics
Background:
>>>>> 2010 Independent Commission report (the Miller-Shaw report)
“Addressing the challenge of fiscal sustainability of the Cayman Islands: Final report of the Independent Commission (February 26, 2010)”
This report was politically and economically seminal, addressing the long-term fiscal sustainability of the Cayman Islands. It forcefully rejected direct taxation, recommended expenditure controls, and provided a framework for resisting UK pressure to impose taxes. It was cited in public debate and influenced policymaking directly. It was commissioned by the Cayman Islands Government (CIG) but addressed to the UK Government and had enduring constitutional implications.
Report: https://web.caymanchamber.ky/cwt/external/wcpages/wcwebcontent/webcontentpage.aspx?contentid=1141
Commentary:
https://archive.caymannewsservice.com/2010/03/08/miller-offers-tough-pill/
https://archive.caymannewsservice.com/2010/03/22/miller-defends-report/
https://www.caymancompass.com/2013/04/25/how-to-raise-revenue-what-the-miller-shaw-report-said/
>>>>> 2011 Keith Luck report
“Review of the financial and human resource management system operated by CIG, by Keith Luck, Former Director General (Finance), Foreign & Commonwealth Office (April 2011)”
This review was narrower in scope and more technical. It focused on internal management reforms – specifically financial management and human resources practices – within the Cayman Islands civil service. It recommended improvements in budgeting, personnel systems, IT integration, and accountability.
While its implementation could affect long-term efficiency and expenditure controls, the report was not a strategic sustainability blueprint, but rather a diagnostic operational review. It had low visibility in the public or political discourse, and its long-term impact is not widely recognised but the report is important in confirming that CIG had too many agencies, created unnecessary cost and complexity, and needed to eliminate entities and centralise HR and finance processes. Civil Servants lacked IT and finance skills, and no one was clearly accountable for financial management. (Postscript: In 2023, Wayne Panton said that the government still needed to move away from “social hiring”. He said the civil services needs enough people to deliver its services efficiently, not just to give people a job: https://caymannewsservice.com/2023/09/premier-says-civil-service-must-stop-growing. In 2025, civil servants raised concerns that lack of local skills is still a problem: https://caymannewsservice.com/2025/05/caymanian-civil-servants-urgent-call-to-rethink-policy)
Report: https://www.standardsinpubliclifecommission.ky/upimages/commonfiles/KeithLuckReport_1476989230.pdf
>>>>> Framework for Fiscal Responsibility (FFR) – Cayman Islands
The Framework for Fiscal Responsibility, signed in 2011 and enacted in 2012, mandated prudent financial management by the Cayman Islands Government. It set rules for budgeting, borrowing, and public project procurement, requiring medium-term planning, value-for-money assessments, and independent appraisals for major projects. Borrowing was restricted until mid-2016 unless revenue-generating or disaster-related. Breaches triggered mandatory UK oversight and approval of key financial decisions. The framework aimed to control spending, manage risks, and align Cayman’s budget with the Public Management and Finance Law, though critics complained about UK control of Cayman affairs.
Announcement: https://www.gov.uk/government/news/foreign-office-and-cayman-islands-sign-new-fiscal-respnsibility-framework?utm_source=chatgpt.com
Overview: https://www.caymancompass.com/2013/04/25/framework-for-fiscal-responsibility/
Document: https://caymannewsservice.com/sites/default/files/Framework_for_Fiscal_Responsibility_signed.pdf
>>>>> 2014 EY Project Future report
“Project Future: Creating a sustainable future for the Cayman Islands – Review of Public Services – Cayman Islands Government, September 2014”
This was a comprehensive functional review of CIG’s entire apparatus, recommending major structural reforms, including outsourcing, divestment, and digitisation. It underpinned the Project Future initiative, a multi-year public sector reform programme, and remains relevant in governance and expenditure debates. The EY report’s reach was broader than either of the prior reports and had an explicit connection to sustainability and long-term policy transformation.
Report: https://cnslibrary.com/wp-content/uploads/EY-Report-Project-Future-September-2014.pdf
Commentary:
https://archive.caymannewsservice.com/2014/09/10/ey-points-to-major-sell-off/
CNS library: https://cnslibrary.com/project-future/
>>>>> 2023: Corruption and the constitutional position of the Overseas Territories
Abstract: “The report of the recent Commission of Inquiry into possible corruption in the British Virgin Islands exemplifies a number of themes present in previous reports relating to other Overseas Territories. This article considers the question of corruption in the Overseas Territories in the context of the constitutional relationship between the Territories and the United Kingdom, considering the extent to which the UK is responsible for addressing the question and whether it might bear some responsibility for the existence of such corruption in the first place.”
Paul F. Scott (2023): Corruption and the constitutional position of the Overseas Territories, Oxford University Commonwealth Law Journal, https://doi.org/10.1080/14729342.2023.2210920
>>>>> 2025: Office of the Auditor General, Improving Financial Accountability and Transparency: Long-Term Financial Sustainability
The February 2025 OAG report warns that, between 2018 and 2023 there has been a:
– 51% increase in CIG expenditure
– 54% increase in civil service pay costs
– 74% increase in healthcare spending
And that as at December 2023:
– CIG borrowing was $453 million
– CIG post-retirement liability was $2.7 billion (healthcare $2.4 billion, pensions $327 million).
Report: https://oag-cayman.imgix.net/assets/PA-LTFS-FINAL-for-publication.pdf
yawn…. just more waffle.
go read E&y or miller shaw reports….they told you everything you needed to know….both of which were ignored by cig
As the Cayman Compass said over a decade ago:
“If Cayman continues on its current trajectory of creeping government growth, coupled with unaddressable public liabilities, we will join the countries (think Greece, Spain and Italy) and municipalities (think Detroit, Chicago, and Stockton, California) that have devolved from glory to penury.
The EY report is a map, a series of directions on how Cayman can escape such a fate. The report is a good one and of considerable depth and acumen. Then again, the walls of Cabinet are papered over with good reports commissioned, paid for and ultimately neglected.
Enacting the recommendations in the EY report will require commitment, and, yes, real courage, from Cayman’s leaders.”
https://www.caymancompass.com/2014/09/12/ey-report-%E2%80%A8a-test-of-our-%E2%80%A8will-and-courage/#:~:text=If%20Cayman%20continues,from%20Cayman%E2%80%99s%20leaders.
Blame Caymanian politicians, and a system which encourages only the very worst to go into politics. All the decent Caymanians have private sector jobs, because they want to be able to escape Cayman when it finally becomes bankrupt. If they couldn’t grift from politcs, JuJu, JonJon, Saunders, etc. would struggle to hold down a job in a McDonalds. Unfortunately, that has consequences.
Here is an idea. Give Chris Johnson planning permission for his beautification project at Red Spot Bay. Ten let him put the land into a trust for all of us. Why waste millions buying it when he wants to give it back for all of us to enjoy. We do not need Jay and Kenny seizing this man’s land and wasting our money.
👍👍👏👏
I did not vote for Jay as he was part of the runaway spending. Let’s see how long it takes to get the affordable homes done that really can’t be called affordable.
The cement structures at the Frank Sound intersection is another example of a waste of public funds.
Ralston let’s see if you can reign in the spending.
And you people elect JuJu over Dan Scott? What would a professional accountant and the former managing partner of EY know about finances?
Opportunity missed.
They voted for the handouts to continue. Juju is the CYB sugar momma. Short sightedness and ignorance won in the Brac.
The handful of people who got to vote for that seat dont care about the national finances or qualifications – its all about local issues and unfortunately when one politician plays to that integrity and national interest lose out. We need a national vote, not garrison politics.
Do you know how much money Dan Scott handed out during his campaign? ALOT!
How much, and to whom?
Downvotes, but no answer. Curious, that.
Jamaica discovers oil!
“All man forward back a yard!”
Hmm, I wonder if…?
CI Health Insurance Commission? The insurance industry’s OfReg?
Do nothing, have a whole staff complement which piles it up, and collect big pay!
I just don’t understand why we can be in deficit when every four years we elect financial geniuses like Kenny, Jay, Isaac, Elio, Bernie, Saunders, JonJon, Sabrina, Heather, McKeeva, Dr. Frank etc. etc. etc.
Can someone remind me why we didn’t elect Kivey as Premier?
Your financial geniuses that send our debt to over $400m since 2020 are currently in government and one is your Premier! PACT 2.0
This is all a game Ministers play with the budget. At least the Premium was forthcoming about it..see the Cayman Compass Article:
https://www.caymancompass.com/2025/06/09/mps-vote-45m-in-new-welfare-funding-as-cash-runs-out/
To following is an extract from this article:
“The premier suggested he had agreed to “take a significant cut” for his ministry in order to facilitate a “balanced budget” at the urging of other Cabinet members, including Bryan himself. He said the advice was to take a cut for financial assistance rather than other “non-essential items”, because MPs were unlikely to ever turn down subsequent supplementary funding requests for something like financial assistance or healthcare.”
Increase in health care cost is mainly due to increased practice of defensive medicine at HSA. Go in with a headache and your doctor at HSA will now order a MRI (CT scan etc) of the brain – as this will increase HSA revenue! This happened to someone I know who was told not worry as the insurance company would cover the MRI scan … and they found nothing with the MRI scan ..but all this resulted in increase in annual insurance premium.
The hiring freeze at HSA now means overworked HSA doctors refer patients to other hospitals on Island…. resulting in increased costs (as some tests will be repeated at the new hospital and the doctor in charge has to once again evaluate the patient).
Why did CIMA issue Health City affiliated company (owned by the same parent company listed on the Mumbai Stock Exchange) a domestic health insurance licence to provide health insurance? [The loophole here is that CIMA licensed entity doing domestic business does not need Caymanian participation…where as an LCCL is required for most other domestic businesses. When will CIMA/CIG fix this loop hole?]. This effectively means that those with “Health City Health Insurance Cover” can get treatment at Health City at discounted rates since most hospitals outside Cayman (including in the USA) have negotiated rates with insurance companies. The rest of us in the meanwhile see health insurance premiums increase…since HSA, private physicians and other hospitals in Cayman do not offer negotiated rates for Health Insurnace companies.
The CI Health Insurance Commission needs to investigate this…and ensure that there is level playing field.
PS: Health City PR machine will now get into full gear!
CI Health Insurance Commission? The insurance industry’s OfReg?
Do nothing, have a whole staff complement which piles it up, and collect big pay!
So how are YOU harmed by Health City offering discounted rates for treatment to patients insured by its affiliated insurance company?
Read the original post which explains it.
“The rest of us in the meanwhile see health insurance premiums increase…since HSA, private physicians and other hospitals in Cayman do not offer negotiated rates for Health Insurnace companies.”
So it you are with CINICO you pay a different rate at Health City than it you are insured by Health City Insurance. Ultimately CINICO is CIG company…all of up end up funding CINICO
Any comment from Juliana?
Handout capital of the world.
That’s why unna won’t stay home, nah true?
You misunderstand:
– Caymanians GET the handouts.
– Expats PAY for the handouts.
Cayman has two points in its favour however: nice weather, and a total inability to educate its children, with the effect that employers are desperate for expats. You can’t take credit for the former, but you’re definitely responsible for the latter.
Yeah we fully understand that many modern immigrants feel that Caymanians only ever get to take credit for the bad in Cayman. It’s why you and your white messianic complexes are here, after all: to save us from ourselves. Clearly we’ve run the place completely into the ground, and that’s why we are outnumbered 2:1 at minimum by people that are desperate to get here, and even more desperate to never have to go back to whichever shithole you came from.
Enjoy your short stay!
Handing out residency and Status.
Jamaican maid, low wage earner, no property, has Residency.
Her Jamaican son has status for marrying Caymanian girl with 2children. He’s got another Caymanian pregnant and left his wife.
Corruption in and amongst Jamaican community. They have a Jamaican JP who will look after their needs..smh..
Jamaica all the way!
So it is now evident that Cinico Coverage for the over 65s and under 18s will be put on the back burner for now. Nothing has been forthcoming since the New Govt took over. I will now still be paying Healthcare Costs from my widow’s mite pension depriving me of basic necessities in life. I thought the NCFC was looking out for the well-being of the seniors and pensioners. Very disappointed as no one is addressing this passed motion.
Let me paste the last paragraph so you can read it again: It became clear during the meeting that the previous Cabinet had deliberately under-budgeted for these items to divert funds for other projects. As the members of the last three Cabinets, many of whom are now on the opposition benches, argued over who was to blame, in the end there was broad acceptance that in future budgets had to be more realistic about the money that the CIG has to spend on welfare, given the rising cost of living, especially soaring healthcare costs.
None of them care about the seniors because they get everything paid for. Stop and scale back all the vanity projects (Brac school, Bryant park), stop anything at the airport and prison, reduce all elected members & high paid civil servants pay to a more reasonable amount (they all are guaranteed there jobs anyway) and get spending to a more manageable figure. The world is heading towards a major recession so why wait until the bottom completely drops out before changes are made. Since PPM are so worried about things, they should be leading the charge on this anyway. Hope all the big vehicles have been turned in, get Honda Fits in a motor pool for them to use for government business (not drinking sprees), checked out and back in at the end of the day.
Nobody has thumbs up or down, because you presented a mixed message. Your beginning was spot on, but then you endorsed PPM leading the charge.
Positivity + Negativity = Neutrality.
Jay in a Honda Fit is not a sight anyone wants or needs to see.
And God forbid he has to give Wayne a ride. Honda fit will be screaming
Hope they not going West Bay cause they not making it over the Kimpton bridge.
Better take the Viking to Rum Point…
Please stop. It has been politely explained to you a few times and in different ways, that these things cannot happen overnight.
You stop. You are denigrating seniors who have already paid their dues many times over. They did what they were told by the various governments, and now they are left high and dry. How dare you disrespect them.
“politely explained”, my ass. You need a lesson in common courtesy, humility and respect.
To Beaumont Zodecloun: I have been courteous and respectful. I’ve read really rude responses to similar posts several times. I wonder what part of “it takes time” is not understood.
Years and years and years is not time enough, all talk and no action!
Don’t hold your breath:
– There was no money.
– There is no money.
– There will be no money.
– It is unaffordable.
– Cayman is bankrupt.
– Politicians lied to you.
– Politicians are lying to you.
– Politicians will continue to lie to you.
Cinico Coverage for the over 65s and under 18s will never, ever, happen.
Cayman is bankrupt. Sorry. 🤷♂️🤷♀️🤷
“seniors who have already paid their dues many times over”
Rubbish. Someone just posted a bunch of links showing how bad the crisis is. Here’s the most frightening:
The February 2025 OAG report warns that, between 2018 and 2023 there has been a:
– 51% increase in CIG expenditure
– 54% increase in civil service pay costs
– 74% increase in healthcare spending
And that as at December 2023:
– CIG borrowing was $453 million
– CIG post-retirement liability was $2.7 billion (healthcare $2.4 billion, pensions $327 million).
Report: https://oag-cayman.imgix.net/assets/PA-LTFS-FINAL-for-publication.pdf
Seniors paid NOTHING. They deserve NOTHING. We are bankrupting our own kids. I want my kids to be able to afford to live in Cayman when they grow up. They won’t be able to do that if the island is destroyed by debt because of stupid people who made stupid, unaffordable promises to buy votes from other stupid people.
I hear Switzerland is great at this time of the year.
Please Switzerland no comparison to the Cayman Islands. I travelled there recently. Switzerland is a beautiful country. Very strict and regulated. No ghetto areas. The Government takes care of it’s people and ensure proper housing for them. No one walks the street and openly begs or solicit. Swiss Nationals come first and foremost. Healthcare is number one along with public transportation. People there enjoys a high standard of living and crime rate is very low. No one nation dominates the country.
It is expensive but you earn good wages. No drug addicts walks the streets and begs. Their Immigration System is flawless. If you marry a Swiss National it’s not an automatic stay in the country you have to earn it. Take a leaf out of the Swiss book Cayman!
Been there. Agree with you.
Taking a leaf from Switzerland book will do nothing if you do not look at the whole book itself.
You talk about the low crime rate there, have you taken a look at their Judicial System? They are HEAVY on rehabilitation. Take a look at their prisons. Now imagine the riots that will happen in Cayman if something similar was implemented.
Cayman will never do what’s right and works. It will only do what they want which is normally wrong and going to cause more issues.
Switzerland spends money rehabilitating Jamaicans it is going to deport on completion of their sentence? Who knew? Bwoy, they must have a lot of money to spend it like that!
Cool story. Missed the point entirely but cool story nonetheless.
You mean Kenny isn’t going to get a waterfront park to go along with Scranton Park?
Kenny playing big man wanting meeting postponed, Juju being Juju, too lazy to show up for work now.
Time to stop
Kenny crack park
Kenny crack beach bar
New Northward resort consultants being paid $8Million…(yes $8Million)..!
Kenny private jet terminal.
Kenny $700 million expansion of all 3 airports including $50 million for the 40 Caymanians on Little Cayman and most of them are not generational Caymanians.
Oi, don’t blame us, we don’t want the airport moved over here.
If you think Northward is a resort then you know nothing about that place. The new prison, of all of the capital projects that are ongoing or in the planning, is the only absolutely necessary one.
Everything else you write is on the button though, so fair play.
Current Northward is a prison.
The planned new one costing $200Million will be a 3 good meals a day comfortable boarding facility with Pickleball courts…resort.
We will be housing and paying for over 200 imported staff salary pension and health cover. Their kids will be schooled by government.
No punishment for offenders, certainly no deterrent, just massive capital and ongoing cost to Cayman….and enormous rewards for pushy foreign consultants.
$200m????? That is BS and will you know it. State your source for that cost ……. and I will wager that you can’t. Have you seen the Business Cases? Any of them? The Final Business Case has still to be completed. Oh, and another thing, if you think Northward, a facility that was condemned in 2012, is a prison fit for purpose, then you are more than a little detached from reality.
Your eagerness to reduce your justification to one of funding foreign nationals, ongoing costs to the public and lack of rehabilitative work, demonstrates clearly your ignorance on anything that is penal related. How much is crime and the ineffective and inefficient criminal justice system costing Cayman just now?
Take some time to speak with the staff who have to work in that rancid place, the families of those held there, and the Chief Inspectors of Prisons in the UK, they will all let you know in no uncertain time exactly why a new prison is needed. I certainly hope that you or any of your loved ones do not end up in there – your mind would instantly change.
Successive Governments have chickened out of progressing this project as it just isn’t a sexy vote winner. Hopefully this new administration has some balls!
Andre, Kathy, Heather?? are you sharing the blame here?
If any of current Cabinet should share blame it would be Jay and Isaac. But JOCC and Kenny were main culprits in blowing the budget. See all that they committed to in first 4 months of 2025 before Elections.
09@11:36am – Share blame? That’s why they stood down, they didn’t agree with the wastage.
…and you haven’t got that yet??
They will never hold the quitters accountable for anything. I said the very day that they quit, they were jumping ship to separate themselves from their own messes so they could pass blame in prep for the next election and that is EXACTLY what they did. I would bet money on the same thing happening again with this group.
“As the members of the last three Cabinets, many of whom are now on the opposition benches, argued over who was to blame.”
I’m pretty sure the current government also have quite a few members that make up a large part of the last three cabinets.
is it any wonder nothing ever changes
Correct. Its just a smear campaign against PPM. Had Kenneth, Julianna etc joined TCCP, Andre and Co would have been slandering Issac, Jay and Rolston. Andre and Wayne were responsible for a HUGE increase in debt over the last 5 years and have not acknowledged that or been held accountable. Paying off CMR has worked wonders for them.
@ 7:22 am They cant just join! They have to be invited, and they weren’t for obvious reasons.People are tired of the sh*t show.
You are missing the point. The new government picked and chose who to blame based on their new party alliance. You realize Jay diverted funds from other areas of government and left them dry for his own projects? Don’t hear a peep about that from the new government do we?
If you think Andre and Wayne would not have brought Kenneth and JonJon on board to get a majority government, you need your head checked. These are the same people that brought Mckeeva on board to beat PPM 2 elections ago after he beat up a woman on Camera! People have short memories around here.
What percentage of the persons requiring and receiving assistance are not originally from here?
How much of the government’s budget is spent providing for the healthcare and education expenses of person who are not originally from here?
How many Caymanians have be displaced from meaningful employment and promotion opportunities by persons not originally from here ad are resultingly looking to the CIG for support?
How much of the strain on our infrastructure is attributable to persons paying less than $1,000 a year in work permit fees and what is the fair cost attributable to that burden.
THE PROBLEM IS AN IMMIGRATION PROBLEM!
Deport all the buy a work permit people. Raid the big construction projects checking on the workers permits and if they are working outside the terms of their existing permit. Clean up this place now. Get the WORC people out of the office and out on the sites checking like the old days.
Handing out residency and Status.
Jamaican maid, low wage earner, no property, has Residency.
Her Jamaican son has status for marrying Caymanian girl with 2children. He’s got another Caymanian pregnant and left his wife.
…
OK. Then who finishes these construction projects that you are referring to with no workers? You all are so clueless. Construction workers and labourers are NOT taking jobs from Caymanians I assure you.
11.21am a few other things.
The cost of T&B licenses is too low.
Even when employers have convictions pertaining to such licenses they are still allowed to take out more.
Each license allows employer a certain amount of permits even when there’s no work for them.
Law needs changing to stop these abuses,
Back in 2016 or ’17, Mr. Ezzard Miller presented a few options to diminish the cost of health care. All his suggestions were ignored by the PPM. No one knew more or better than the almighty PPM, you see. Forward to present day. Nearly a whopping $60 million in healthcare costs. Why do I need a doctor’s prescription for a blood test? If I am willing and able to pay the cost of it out of my own pocket, then I should be free to walk into any duly licensed lab and request a test and then go see my doctor with results in hand. That would cut time for the doctor to ascertain what ails me, and prescribe the correct treatment from the get go. That simple change alone would result in a couple hundred thousand dollars’ savings for CINICO.
Stop giving duty exemptions to millionaires building houses no caymanian will ever own. Stop lining their pockets and line your own.
But then the goodies & freebies will stop for the high ups.